<?php include('include/header.php');?>
  <!-- Section Header Title -->
    <section class="bg-grey clearfix padding-top-45 padding-bottom-45">
      <div class="container">
          <div class="row">
            <div class="section-title">
              <div class="col-md-12">
                <h2>FAQS</h2>
                <div class="customNavigation arrowProjectPage pull-right">
                    <a class="btn prev-testimonials-1-columns"><i class="fa fa-chevron-left"></i></a>
                    <a class="btn next-testimonials-1-columns"><i class="fa fa-chevron-right"></i></a>
                </div>
              </div>
            </div>
          </div><!-- End Row -->
      </div><!-- End container -->
    </section><!--  End Section -->
    <!-- Section BreadCrumb -->
    <div class="no-padding border-bottom">
       <div class="container">
          <div class="row">
             <div class="col-md-12">
                 <ol class="breadcrumb breadcrumb-finance">
                    <li><a href="index.php"> <i class="fa fa-home" aria-hidden="true"></i> Home</a></li>
                    <li class="active">FAQS</li>
                  </ol>
             </div><!--  End col -->
          </div> <!-- End Row -->
       </div><!-- End container -->
    </div><!--  End Section -->
    <div class="line"></div>
    <!-- List services section -->
<div class="padding-top-50 padding-bottom-20">
      <div class="container">
      <div class="col-md-12">
         <div class="col-md-12 bg-dark padding-top-50 padding-bottom-50">
            <div class="accordion-process">
                <div class="accordion-warp">
                  <h2 class="title text-white">FREQUENTLY ASKED QUESTIONS</h2>
                  <div class="clearfix"></div>
                  <div class="panel-group" id="accordion">
                  <div class="panel panel-default">
                      <div class="panel-heading">
                          <h4 class="panel-title">
                              <a data-toggle="collapse" data-parent="#accordion" href="#collapseOne">01. How does Settle Mitra negotiate with lenders on my behalf?</a>
                          </h4>
                      </div>
                      <div id="collapseOne" class="panel-collapse collapse in">
                          <div class="panel-body">
                            <div class="accordion-content">
                              <p>
Learn how our team communicates directly with creditors to reduce your outstanding balances through strategic negotiation.</p>
                            </div>
                          </div>
                      </div>
                  </div>
                  <div class="panel panel-default">
                      <div class="panel-heading">
                          <h4 class="panel-title">
                              <a data-toggle="collapse" data-parent="#accordion" href="#collapseTwo" class="collapsed">02. Can Settle Mitra help if I’ve already defaulted on my loans?</a>
                          </h4>
                      </div>
                      <div id="collapseTwo" class="panel-collapse collapse">
                          <div class="panel-body">
                              <div class="accordion-content">
                              <p>
Yes — find out how we work with clients who are behind on payments or already facing collection action. </p>
                            </div>
                          </div>
                      </div>
                  </div>
                  <div class="panel panel-default">
                      <div class="panel-heading">
                          <h4 class="panel-title">
                              <a data-toggle="collapse" data-parent="#accordion" href="#collapseThree" class="collapsed">03. What types of accounts are not eligible for settlement with Settle Mitra?</a>
                          </h4>
                      </div>
                      <div id="collapseThree" class="panel-collapse collapse">
                          <div class="panel-body">
                              <div class="accordion-content">
                              <p>
Understand which debts fall outside the scope of our program, such as secured loans or student loans. </p>
                            </div>
                          </div>
                      </div>
                  </div>
                  <div class="panel panel-default">
                      <div class="panel-heading">
                          <h4 class="panel-title">
                              <a data-toggle="collapse" data-parent="#accordion" href="#collapseFour" class="collapsed">04. How long does a typical debt settlement process take with Settle Mitra?</a>
                          </h4>
                      </div>
                      <div id="collapseFour" class="panel-collapse collapse">
                          <div class="panel-body">
                              <div class="accordion-content">
                              <p>
Discover the timeline from enrolment to becoming debt-free and what to expect at each stage</p>
                            </div>
                          </div>
                      </div>
                  </div>
                  <div class="panel panel-default">
    <div class="panel-heading">
      <h4 class="panel-title">
        <a data-toggle="collapse" data-parent="#accordion" href="#collapseQ1" class="collapsed">
          05. Do I need to stop making payments to my lenders during the process?
        </a>
      </h4>
    </div>
    <div id="collapseQ1" class="panel-collapse collapse">
      <div class="panel-body">
        <p>Get clarity on how your payment behavior may change once you begin the settlement journey.</p>
      </div>
    </div>
  </div>
                  <div class="panel panel-default">
    <div class="panel-heading">
      <h4 class="panel-title">
        <a data-toggle="collapse" data-parent="#accordion" href="#collapseQ2" class="collapsed">
          06. Is there a minimum amount of debt required to start with Settle Mitra?
        </a>
      </h4>
    </div>
    <div id="collapseQ2" class="panel-collapse collapse">
      <div class="panel-body">
        <p>See if you meet the eligibility criteria based on the size and type of your unsecured debts.</p>
      </div>
    </div>
  </div>
                 <div class="panel panel-default">
    <div class="panel-heading">
      <h4 class="panel-title">
        <a data-toggle="collapse" data-parent="#accordion" href="#collapseQ3" class="collapsed">
          07. Will my lenders accept a settlement through Settle Mitra?
        </a>
      </h4>
    </div>
    <div id="collapseQ3" class="panel-collapse collapse">
      <div class="panel-body">
        <p>Learn more about lender cooperation and the success rate of settlements handled by our platform.</p>
      </div>
    </div>
  </div>
                 <div class="panel panel-default">
        <div class="panel-heading">
          <h4 class="panel-title">
            <a data-toggle="collapse" data-parent="#accordion" href="#collapseQ4" class="collapsed">
              08. How does Settle Mitra ensure transparency during the settlement process?
            </a>
          </h4>
        </div>
        <div id="collapseQ4" class="panel-collapse collapse">
          <div class="panel-body">
            <p>We believe in full disclosure — here's how we keep you informed every step of the way.</p>
          </div>
        </div>
      </div>
                <div class="panel panel-default">
    <div class="panel-heading">
      <h4 class="panel-title">
        <a data-toggle="collapse" data-parent="#accordion" href="#collapseQ5" class="collapsed">
          09. What happens if I miss a payment during the settlement program?
        </a>
      </h4>
    </div>
    <div id="collapseQ5" class="panel-collapse collapse">
      <div class="panel-body">
        <p>Get informed about the risks and how Settle Mitra helps you stay on track.</p>
      </div>
    </div>
  </div>
                <div class="panel panel-default">
        <div class="panel-heading">
          <h4 class="panel-title">
            <a data-toggle="collapse" data-parent="#accordion" href="#collapseQ6" class="collapsed">
              10. Is it possible to cancel the program once I’ve enrolled?
            </a>
          </h4>
        </div>
        <div id="collapseQ6" class="panel-collapse collapse">
          <div class="panel-body">
            <p>Understand your rights, options, and the flexibility of working with Settle Mitra.</p>
          </div>
        </div>
      </div>
                <div class="panel panel-default">
    <div class="panel-heading">
      <h4 class="panel-title">
        <a data-toggle="collapse" data-parent="#accordion" href="#collapseQ7" class="collapsed">
          11. How much does Settle Mitra charge for its services?
        </a>
      </h4>
    </div>
    <div id="collapseQ7" class="panel-collapse collapse">
      <div class="panel-body">
        <p>We charge a nominal, transparent fee that is typically lower than what most competitors offer. You’ll receive a full breakdown of all fees upfront during your enrollment — no hidden charges, and no surprises. Our goal is to help you save more while becoming debt-free faster.</p>
      </div>
    </div>
  </div>



                  </div> <!-- End panel group -->
                </div>
            </div>
          </div> <!-- End Col -->
</div>
      </div>
   </div>

    <?php include('include/footer.php');?>