Business Loan Settlement
Timeline: 3-6 months
Expert assistance for MSMEs, startups, and business owners in resolving commercial loan defaults from banks, NBFCs, and private lenders.
Service Features:
- Negotiation and one-time settlement (OTS) of business loans with banks and NBFCs
- Restructuring assistance under RBI’s Prudential Framework for Resolution of Stressed Assets
- Settlement of working capital loans, overdrafts, and cash credit limits
- Resolution of unsecured business loans and equipment finance defaults
- Guidance for addressing SARFAESI Act notices and loan recovery proceedings
- Legal advisory to protect personal assets from business loan liabilities
- Business continuity support and debt management consulting
- Help with CIBIL & credit report repair after settlement
Key Benefits:
- Protection of personal guarantees and business assets from seizure
- Reduced repayment burden through strategic negotiation
- Avoidance of NPA status escalation or asset auction under SARFAESI
- Structured repayment plans aligned with business cash flow
- Professional support for high-stakes commercial debt situations
Business financial analysis and debt portfolio review
Commercial settlement strategy development
Professional negotiation with business lenders
Settlement execution and business debt resolution