Our services

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Education Loan Settlement

Timeline: 3-6 months

We offer expert solutions for settling overdue education loans from private banks and NBFCs, as well as support for government-backed loan issues.

Service Features:

  • Negotiation with private banks and NBFCs for education loan settlement
  • Assistance in restructuring or rescheduling education loans under RBI guidelines
  • Support in resolving loans marked as NPA (Non-Performing Assets)
  • Guidance for applying to government schemes like Credit Guarantee Fund for Education Loans (CGFSEL)
  • Drafting and managing repayment plans based on borrower’s financial capacity
  • Assistance in resolving CIBIL issues related to education loan defaults
  • Educational institution payment plan negotiations

Key Benefits:

  • Substantial reduction in total outstanding loan amount through one-time settlement (OTS)
  • Prevention of legal action and harassment from recovery agents
  • CIBIL score improvement after successful closure of the defaulted loan
  • Protection from future legal liability or co-borrower harassment
  • Custom repayment planning to avoid future default

Student loan portfolio analysis and program eligibility

Strategic approach development for loan resolution

Negotiation with loan servicers and guaranty agencies

Settlement completion and benefit restoration

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